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Grow Your Business With Kiva

• Qualify for up to $10,000 at 0% interest

• Connect with Kiva's 1.5 million lenders

• Build your business credit

Apply now

0% Interest, No Fees

At Kiva, Your Character Is More Important Than Your Credit

Rather than assessing your credit history and financial statemtents, Kiva uses your character and trust network as a measure of creditworthiness in four simple steps:

Marci & Greg

"Since we got our [Kiva] loan, our sales have increased by 15% each year. Our loan helped jump start our operations."

Sally & Nadia

"[Kiva was a simple and straightforward process. It wasn't just a bank. We were able to put faces to those supporting us."



Ready to go?

Start your application here.





Lending through Kiva involves risk of principal loss. Neither Kiva nor Kiva trustees guarantee repayment or offer a financial return on your loan.

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using Kiva's simple online application process


members of your network to make your first loans


the remainder of your loan from Kiva's 1.5 million lenders


your loan over up to 36 months and build your business credit

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