Kiva helps rural entrepreneurs grow their businesses

What Kiva Offers

What people are saying . . .

Kiva expands access to and lowers the cost of capital by providing 0% interest (U.S. only), crowdfunded loans, raised from its network of 1.5 million supportive lenders. Since 2005, Kiva has helped over 2 million people around the world access nearly $1 billion in capital for their businesses, families and communities.

Grow your farm with Kiva & Collective Commitments

Get up to $10,000 for your farm, crowdfunded by Kiva's community of 1.5m lenders, and at 0% interest.

"Since we got our [Kiva] loan, our sales have increased by 15% each year. Our loan helped jump start our operations."

Marci & Greg

“[Kiva] was a simple and straightforward process. It wasn't just a bank. We were able to put faces to those supporting us.”

Sally & Nadia

Borrow up to $10k over 36 months. Use it for business purchases, or as a safety net!

Loans up to $10,000

No joke: we don't charge interest! We're a nonprofit dedicated to small business.

No interest payments


Market your product to Kiva's community of 1.5 million supportive lenders.

Free marketing

90% of businesses successfully publicly fundraise on Kiva

90% Funding success

Ben | Farmers' Gate Market

Borrowed $5,200 to purchase a merchandising refrigerator and freezer to display more local stock.

Eric | Optimal Self

Borrowed $8,000 to purchase technology needed to increase his business' efficiency.

What are you waiting for? Get 0% financing for your farm today.

"The 0% Small Business Loan That's For Real" 

"...less impersonal than the data-driven approach taken by mainstream lenders."

"Best perk: no interest."

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Collective Commitments supports Northern New England

 Collective Commitments is a social enterprise that helps entrepreneurs in Maine, New Hampshire and Vermont grow their businesses by providing access to 0% interest loans of up to $10,000 on Kiva's crowdfunding platform.

Collective Commitments helps entrepreneurs navigate Kiva's fundraising process and market themselves to Kiva's community of 1.5 million supportive lenders – ordinary folks that love the idea that by providing as little as $25 to an entrepreneur, they can help that person's dreams come true.


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Lending through Kiva involves risk of principal loss. Neither Kiva nor Kiva trustees guarantee repayment or offer a financial return on your loan.

© 2017 Kiva. All rights reserved. Kiva is a U.S. 501(c)3 non-profit organization.




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Jeffrey | Dharma Farm

Borrowed $10,000 to produce more seedlings by expanding the farm's propagation house.

Jeffrey | Dharma Farm