• Qualify for up to $10,000 at 0% interest
• Connect with Kiva's 1.5 million lenders
• Build your business credit
Rather than assessing your credit history and financial statemtents, Kiva uses your character and trust network as a measure of creditworthiness in four simple steps:
Marci & Greg
Sally & Nadia
"[Kiva was a simple and straightforward process. It wasn't just a bank. We were able to put faces to those supporting us."
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Lending through Kiva involves risk of principal loss. Neither Kiva nor Kiva trustees guarantee repayment or offer a financial return on your loan.
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Apply
using Kiva's simple online application process
Invite
members of your network to make your first loans
Crowdfund
the remainder of your loan from Kiva's 1.5 million lenders
Repay
your loan over up to 36 months and build your business credit