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Kiva's Mission


What people are saying . . .

Kiva U.S. expands access to capital and lowers the cost of that capital for U.S. entrepreneurs by providing 0% interest, crowdfunded loans, raised via our network of 1.5 million supportive lenders around the world.

Kiva U.S. also provides small business owners with many free marketing opportunities and the chance for their lenders to become customers, brand advocates, and entrepreneurs' biggest fans.

Finance your food truck with Kiva &

Get up to $10,000 for your food truck, crowdfunded by Kiva's community of 1.5m lenders, and at 0% interest.

Elsie | Jerk Shack

Borrowed $10,000 towards a food truck selling Caribbean food in Manhattan.

"Since we got our [Kiva] loan, our sales have increased by 15% each year. Our loan helped jump start our operations."

Marci & Greg

“[Kiva] was a simple and straightforward process. It wasn't just a bank. We were able to put faces to those supporting us.”

Sally & Nadia

Borrow up to $10k over 36 months. Use it for business purchases, or as a safety net!

Loans up to $10,000

No joke: we don't charge interest! We're a nonprofit dedicated to small business.

No interest payments


Market your product to Kiva's community of 1.5 million supportive lenders.

Free marketing

97% of food businesses successfully publicly fundraise on Kiva U.S.

97% Funding Success

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Jimmy | Mai Oh Mai

Borrowed $5,000 towards a food truck selling Vietnamese food in Louisville.

Chan |Back Deck BBQ

Borrowed $10,000 towards a food truck selling "Kansas City-meets-Memphis" BBQ in Louisville.

What are you waiting for? Get 0% financing for your food truck today.

"The 0% Small Business Loan That's For Real" 

"'s less impersonal than the data-driven approach taken by mainstream lenders."

"Best perk: no interest."

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